A new report from the real estate data firm Cotality, released on March 24, 2026, estimates that more than 43.5 million residential properties across the United States face a moderate or greater risk from hail damage. [1] The report finds that the potential reconstruction value of these exposed homes totals approximately $17.84 trillion, a figure that now rivals the financial impact of major hurricanes. [2][3]
According to the report, hail is becoming both more frequent and more financially destructive, driven by housing growth and rising property values that concentrate more wealth in vulnerable areas. [4] The analysis highlights a systemic vulnerability in the national housing stock, with potential losses from severe hail events now reaching into the trillions of dollars.
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